Live in Production: EPRETP National Exchange — India's first regulated EPR Certificate Trading Platform — Ready for Trade: April 2026  ·  ISO 27001 · ISO 9001 · CERT-IN Certified

Digital Infrastructure · AI · GovTech · FinTech

Building the Digital Infrastructure
of Tomorrow's Economies

We design, build, and operate national-scale AI platforms, regulated digital exchanges, and trust infrastructure for governments, financial institutions, and enterprises — globally.

0+Years Leadership Exp.
3Granted Patents
12+Regulatory Approvals
~3Months to Delivery
Certified & Regulated RBI Approved CERT-IN ISO 27001 ISO 9001 DPIIT Startup DigiLocker Issuer UIDAI eKYC & eSign ASP
Core Capabilities

Eight Integrated Capability Domains

Each domain is production-grade, validated in regulated environments, and architected to work together as a unified digital infrastructure platform.

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AI & Intelligent Systems

Production-deployed AI voice agents (Hindi + English), GenAI/LLM document intelligence, computer vision, predictive maintenance analytics, and industrial AI — built for regulated environments with full audit trails.

GenAI · Voice AI · Computer Vision
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Digital Contracting & Trust

End-to-end CLM with AI-assisted drafting, Aadhaar eKYC, eStamping, eSign, and Digital Document Execution reports legally equivalent to notarization. 70–80% faster contract turnaround. Live across STUs, enterprises, and NBFCs.

3 Granted Patents
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Digital Identity & DPI

Aadhaar, PAN, DigiLocker, NSDL, CERSAI, CKYC, CIBIL, CRIF, Equifax, Experian — all live and integrated. Consent-based identity orchestration designed for cross-border adaptation.

RBI Approved · CERT-IN Certified
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DevOps & Platform Engineering

Multi-site Kubernetes (Prod/DR/Non-Prod), Istio service mesh, CI/CD pipelines, WAF+Firewall security layers. VAPT assessed — Safe to Host certificate 26 March 2026. ISO 27001 certified. Zero critical OWASP vulnerabilities.

VAPT · ISO 27001
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Consulting & Advisory Practice

Former KPMG, PwC, and BMR Advisors partners. PMO-led delivery. National GST-grade programme governance. Discovery → Architecture → Build → Transfer methodology.

Big-4 Advisory DNA
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Industrial AI & Sectoral Intelligence

Active POC discussions across heavy industry, steel, and mining: predictive maintenance, computer vision for quality and safety, digital twins, ESG platforms, IoT analytics, supply chain AI.

Active POC Engagements
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Blockchain & SaaS Engineering

Three granted blockchain patents. Multi-tenant SaaS platforms with 10+ live external integrations. Tokenisation capability. Microservices on Kubernetes, API-first, DPDP and OWASP compliant.

Proprietary IP

Trusted by Government Bodies, Enterprises & Institutions

Delivery Track Record

Production Deployments & Active Engagements

Live, production-deployed systems and named-client engagements — not case studies.

Government · Environment — MSTC Limited, GoI

EPRETP National EPR Certificate Exchange

LIVE — April 2026
  • India's first regulated EPR Certificate trading exchange — built for MSTC Limited (Ministry of Steel) under the CPCB regulatory mandate. Plastic, E-Waste, and Battery categories.
  • Continuous trading engine with price–time priority, configurable circuit breakers, and T+0 settlement via SBI escrow integration
  • VAPT by CERT-In empanelled auditor — Safe to Host certificate 26 March 2026. ISO 27001 certified infrastructure. Zero critical OWASP issues.
  • Complete documentation: 12-chapter SDAA, 100+ APIs, DB schema, SRS, LLD
Government FinTech — Leading eGov Services Enterprise

350TB / 3 Billion Object Cloud Migration Advisory

ADVISORY
  • Advisory engagement with a major Government FinTech enterprise operating national-scale citizen data infrastructure for 400M+ citizens
  • Advisory for migration of approximately 3.03 billion objects across ~350TB of critical government data to cloud S3-compatible storage
  • Deliverables: Feasibility Report, Risk Register, Infrastructure Validation, Phased Timeline Estimation
Enterprise · Real Estate — Smart City Programme

AI Pre-Sales 360° Intelligence System

PILOT
  • AI voice agent (Hindi + English) for India's largest mixed-use smart city programme
  • HOT/WARM/COLD lead scoring; lead alert within 10 seconds; 100% manual CRM entry eliminated
  • Target metrics: >95% call answer rate — deployed in 7–10 days from sign-off
Government · Transport — Multiple STUs

Smart Digital Contracting Platform for State Transport Undertakings

MULTI-STU LIVE
  • Live across multiple State Transport Undertakings for vendor, supplier, and employee contracts
  • Auto-verification: Aadhaar, PAN, GST, Driving Licence, FSSAI, bus registration
  • Automated renewal alerts for bank guarantees and compliance deadlines via SMS & WhatsApp
AI Capability

AI Built for
Regulated
Environments

IOUX's AI systems are production-deployed, enterprise-integrated, and built for compliance-first environments where every decision must be auditable and every output explainable.

>95%AI Call Answer Rate
<10sLead Alert Time
100%Auto Data Capture
Discuss an AI Engagement
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AI Voice Agents & Conversational AI

Natural conversation AI (Hindi + English) — not IVR. Real-time lead scoring, instant CRM push, call transcript, and routing in under 10 seconds. Deployed in production.

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GenAI / LLM Intelligence

LLM-powered document intelligence, RAG pipelines for enterprise knowledge bases, AI-assisted contract drafting, NLP clause extraction, and automated MIS and audit reports.

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Computer Vision & Industrial AI

PPE detection, refractory erosion analytics, billet measurement, foreign object detection, predictive maintenance for heavy equipment — active POC with PSU industrial clients.

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Predictive Analytics & Digital Twins

BOF endpoint temperature prediction, coke quality optimisation, energy reduction, digital twin for steel making, supply chain ETA and congestion prediction models.

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Responsible AI & Governance

Full audit trails, explainability reports, human-in-the-loop controls, model drift monitoring, DPDP-compliant data handling — governance is architecture, not afterthought.

Our Platforms

Production-Ready Platform Stack

Configurable, multi-tenant, API-first platforms — deployable within client engagements or licensed as standalone SaaS.

Exchange Platform

EPRETP — Regulated Digital Exchange

A national-scale, compliance-driven digital marketplace. Multi-market architecture, real-time matching, escrow settlement, and full regulatory oversight — live in production.

Continuous trading with price–time priority and configurable circuit breakers
Pre-funded Stored Value Ledger with T+0 settlement and SBI escrow integration
ISO 27001 certified infrastructure · CERT-IN VAPT Safe to Host certified
Replicable for carbon credits, GCC compliance exchanges, and regulated markets
Ready for Trade: April 2026
Platform Metrics
100+API Endpoints
T+0Settlement Speed
3Waste Categories
12Architecture Chapters
KubernetesKafkaIstioPostgreSQL
Contract Intelligence
70-80%Faster Turnaround
10+Verification APIs
3Patents
24/7Monitoring
CLM Platform

IOUX CLM — Digital Contracting & Trust

End-to-end contract lifecycle management with integrated identity, digital stamping, and enforceable eSign. Live across government bodies, STUs, corporates, and NBFCs.

Digital Document Execution report — legally equivalent to notarization
Auto-verification: Aadhaar, PAN, GST, Driving Licence, FSSAI, bus registration
Automated SLA tracking and renewal alerts via SMS & WhatsApp
Sector Expertise

Seven Sectors. One Platform DNA.

Deep domain knowledge built through production deployments, not just advisory engagements.

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Government & GovTech

CPCB, MSTC, NSIC, DPI, STUs

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Environment & ESG

EPR Exchange, ESG platforms, carbon markets

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BFSI & FinTech

RBI-regulated, banking-grade architecture

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Heavy Industry

Steel, mining, predictive AI, digital twin

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Transport & Logistics

STU contracting, supply chain AI

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Real Estate & Enterprise

Smart city & enterprise AI

🌐

International & GCC

Qatar G2G, smart government, DPI replication

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Healthcare & Public Services

Digital identity, compliance platforms

Newsroom

News, Milestones & Insights

Production milestones, certifications, and perspectives from IOUX's team — drawn from real deployments in regulated, national-scale environments.

AI EngineeringPERSPECTIVE

AI for Regulated Environments: Governance as Architecture

In government, BFSI, and exchange systems, audit trails and explainability can't be bolted on later — they must be designed in from day one.

IOUX builds compliance-first: every AI decision path — voice agents, document intelligence, predictive analytics — carries a full audit trail suitable for regulated review. That is what lets the same models operate where a regulator can demand to see exactly why a system did what it did.

AIIN PRODUCTION

Production AI Voice Agents — in Hindi and English

Conversational voice AI running in live, regulated workflows — not pilots — with GenAI document intelligence and computer vision alongside.

Deployed for real operational use with full audit logging, IOUX's voice agents handle bilingual interactions at scale, paired with LLM-driven document understanding and predictive maintenance analytics built for industrial and government contexts.

RegTechPLATFORM

Digital Document Execution — Legally Equivalent to Notarization

End-to-end contract lifecycle with AI-assisted drafting, Aadhaar eKYC, eStamping and eSign — cutting contract turnaround by 70–80%.

IOUX's Digital Contracting & Trust stack produces Digital Document Execution (DDE) reports that are legally equivalent to notarization, live across STUs, enterprises, and NBFCs — protected by three granted blockchain patents (Nos. 378652, 377635 and 424209, covering smart-contract generation, dispute resolution, and distributed credit financing).

EngineeringINFRASTRUCTURE

National-Scale, Multi-Site Kubernetes — VAPT Assured

Prod/DR/Non-Prod clusters, Istio service mesh, WAF + firewall layers, and a "Safe to Host" VAPT clearance with zero critical OWASP findings.

ISO 27001-certified engineering with CI/CD pipelines and defence-in-depth security — the platform foundation regulators and enterprises depend on for uptime and auditability.

DPIIDENTITY

Consent-Based Digital Identity & DPI

Aadhaar, PAN, DigiLocker, NSDL, CERSAI, CKYC, CIBIL and bureau integrations — orchestrated for cross-border adaptation.

A consent-first identity layer designed to be reconfigured for different national contexts, making India's Digital Public Infrastructure model exportable to GCC and other markets.

AdvisoryPERSPECTIVE

From India's DPI Journey to the Gulf's Next Decade

What 1.4-billion-scale digital infrastructure teaches governments planning the next phase of digital transformation.

Drawing on Big-4 advisory pedigree and public-sector programme leadership, IOUX advises on adapting proven DPI patterns — identity, exchanges, digital contracting — to GCC regulatory and commercial environments.

Recognitions & Credentials
RBI Approved CERT-IN Certified ISO 27001 ISO 9001 DigiLocker Issuer 3 Granted Patents
Request the Capability Deck
"Advisory depth of a Big-4 practice. Engineering precision of a product company. Speed of a technology startup — in a single, integrated team."
IOUX SYSTEMS — Our Operating Philosophy
Why IOUX

The Gap No One
Else Fills

Indian IT majors bring scale but no proprietary IP or advisory depth. Pure consultancies advise but don't build. Point-solution SaaS can't handle the compliance complexity. IOUX fills the gap between all three.

01

Proprietary IP, Not Borrowed Tools

Three granted patents. A live national exchange. AI systems owned by IOUX — no third-party licensing dependency passed to the client.

02

Advisory + Execution in One Team

Former KPMG/PwC/BMR partners advise on the same engagement where IOUX engineers build. One P&L, one accountability, zero advisory-delivery gap.

03

Compliance-Native, Not Compliance-Added

RBI-approved, CERT-IN certified, ISO 27001, ISO 9001, UIDAI-integrated. Regulatory compliance is architecture, not project overhead.

04

9 Months Compressed to 3

Parallel engineering streams, pre-built components, and proven methodology deliver comparable complexity in ~3 months — validated in production.

05

International-Ready by Design

All platforms are modular and jurisdiction-configurable. Active GCC dialogues. India's DPI learnings packaged for cross-border deployment.

Leadership & Advisory

100+ Years of Combined Experience

Public sector policy leadership, Big-4 advisory pedigree, global banking transformation, and hands-on engineering execution — in one team.

Dr. H.P. Kumar — Co-Founder & Strategic Advisor, IOUX Systems

Dr. H.P. Kumar

Co-Founder & Strategic Advisor

Former CMD, NSIC (GoI). Transformed NSIC to Mini-Ratna with ₹17,000+ crore turnover. 35+ country international collaborations. CAIIB Banker, FCMA. Presidential award recipient.

Vineet K. Sachdev — Co-Founder & CEO, IOUX Systems

Vineet K. Sachdev

Co-Founder & CEO

20+ years across FinTech, GovTech, and digital platforms. Co-inventor of 3 patents. MSc International Banking & Finance, University of Greenwich UK. Led India–Qatar GovTech delegation (2025).

Kanika Arora — VP Finance, IOUX Systems

Kanika Arora

VP — Finance

[Bio to be added]

Rabindra Nath Rudra — VP Projects, IOUX Systems

Rabindra Nath Rudra

VP — Projects

IIM Ahmedabad. Former IT Head, Commercial Bank of Dubai. Led multi-country banking transformation programmes across the Middle East and South Asia.

Abhijit Singh — Head of GCC, IOUX Systems

Abhijit Singh

Head — GCC

25+ years across aviation, travel, outsourcing, and luxury retail in the GCC. Former Country Head at InterGlobe Technologies, Dubai — leading large-scale international operations, stakeholder engagement, and multi-geography teams. Now builds premium, heritage-driven brands in the Middle East, with deep client relationships and market-expansion expertise.

Sanjay Kumar — Engineering Architecture Lead, IOUX Systems

Sanjay Kumar

Engineering Architecture Lead

20+ years: Microservices, cloud-native, complex enterprise integrations, Exchange systems, platform engineering.

Navneet Kumar — QA & Compliance Systems, IOUX Systems

Navneet Kumar

QA & Compliance Systems

15+ years in QA and compliance systems. Regulated-domain testing for government and financial environments. CERT-IN VAPT assurance lead for EPRETP Exchange.

Mukul Swaroop — Advisory, Delivery & Governance, IOUX Systems

Mukul Swaroop

Advisory — Delivery & Governance

38+ years: PwC, KPMG, BMR Advisors. PMO Lead on India's national GST implementation. Strategy, risk, and large-programme governance expert.

Careers at IOUX

Build the Platforms
that Run Nations

We are not building another SaaS dashboard. We build the digital infrastructure that regulators audit, national exchanges run on, and governments trust. If you want consequential work — IOUX is for you.

Our team is small, exceptional, and growing. We are actively hiring across AI, backend, DevOps, and business development.

AI / ML Engineer Senior Backend (Java) GenAI Engineer DevOps / SRE Solutions Architect Programme Manager Business Development Frontend Engineer
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Work on National-Scale Platforms

Your code runs on infrastructure used by government regulators, national exchanges, and enterprises serving millions of citizens.

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AI-First Engineering Culture

GenAI, LLM, computer vision, and voice AI — deployed in production, not researched in a lab.

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Learn from Exceptional Leaders

Direct access to founders and former KPMG/PwC partners. Mentorship that is real, not performative.

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International Exposure

Platforms adapted for governments across India, the GCC, and beyond. Active international engagements.

Real Ownership, Real Impact

Small team means genuine ownership. Design, build, deploy, and maintain systems that matter.

Get in Touch

Partner With IOUX

Whether you're a Big-4 firm seeking a technology execution partner, a government body with a complex transformation challenge, or a talent professional — we'd like to hear from you.

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Phone+91-89297 19902, 04
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Emailbusiness@ioux.in  
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Helpdesk1800-274-8822 (Toll-Free)
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CertificationsISO 27001 · ISO 9001 · CERT-IN · RBI Approved · DPIIT · DigiLocker Issuer · UIDAI eKYC & eSign ASP · 3 Granted Patents

We respond to all enquiries within 24 business hours.